Health care

I support the expansion of high-deductible health insurance combined with health savings accounts where people can deposit pre-tax money, let it accrue interest tax-free, and use it to pay the deductibles.

Medical costs will not come under control until more people pay directly for their own health care, rather than involve a third party, such as an insurance carrier or an employer, to make the payment for them.

There are other causes for increasing costs for medical care, including unreasonable jury awards for medical malpractice and the expense of clearing new medicines through the Food and Drug Administration. I'll discuss those aspects under other posts.